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The Capital One Breach: Did the technology or the process fail?

One of my favorite quotes is “It is easy to be wise after the event,” (Arthur Conan Doyle, The Complete Sherlock Holmes).

The Capital One Breach: An AppSec Perspective

By now, I’m sure that many, if not all of you are aware of the recent Capital One breach. If you are, great? If not, you’ll be brought up to speed after finishing the next sentence.